Financial Highlights for 5 Years
Five Years Financial Summary
| S.N | Particulars | 2015(in tk.) | 2016(in tk.) | 2017(in tk.) | 2018(in tk.) | 2019(in tk.) |
|---|---|---|---|---|---|---|
| 1 | Paid-up Capital | 1,162,202,580 | 1,162,202,580 | 1,162,202,580 | 1,162,202,580 | 1,162,202,580 |
| 2 | Total Capital/ equity | 1,518,686,712 | 1,568,811,321 | 1,263,905,090 | 858,525,897 | 993,447,286 |
| 3 | Total Assets | 10,774,367,529 | 10,317,887,152 | 11,853,236,320 | 11,144,240,687 | 9,881,934,571 |
| 4 | Total Deposit | 6,606,356,425 | 5,535,081,811 | 6,313,974,028 | 6,867,412,827 | 5,883,777,929 |
| 5 | Total Loan, Lease and Advance | 8,890,474,710 | 9,139,174,021 | 9,554,739,490 | 8,794,051,760 | 8,606,563,501 |
| 6 | Total Capital(eligible) | 1,000,000,000 | 1,1000,925,366 | 1,134,264,597 | 983,540,869 | 941,182,401 |
| 7 | Surplus/(Shortage Capital) | 162,202,580 | 61,277,214 | 27,937,983 | 178,661,711 | 221,020,179 |
| 8 | Total Contingent Liabilities and Commitments | - | - | - | - | - |
| 9 | Credit Deposit Ratio(%) | 74.31 | 60.56 | 86.12 | 109.92 | 123.22 |
| 10 | Percentage of classification of Loan(%) | 42.60 | 33.37 | 32.88 | 48.75 | 34.79 |
| 11 | Operating Profit | 188,318,607 | 133,943,530 | (166,597,684) | (394,463,848) | (226,689,300) |
| 12 | Profit after Tax and Provision | 9,370,088 | 50,124,609 | (304,906,230) | (405,379,193) | 134,921,390 |
| 13 | Amount of Classified Loan/Lease | 3,592,764,541 | 3,241,016,803 | 3,074,364,623 | 4,186,394,263 | 3,147,913,048 |
| 14 | Provision kept against Classified Loan/Lease | 333,957,000 | 391,335,175 | 521,505,685 | 521,983,382 | 147,455,981 |
| 15 | Provision Surplus/(Deficit) | (80,000,000) | (67,087,864) | - | (460,000,000) | (480,000,000) |
| 16 | Cost of Fund(%) | 12.43 | 9.28 | 9.19 | 9.93 | 11.06 |
| 17 | Interest Earning Assets | 8,890,474,710 | 9,139,174,021 | 9,554,739,490 | 8,794,051,760 | 8,931,662,939 |
| 18 | Non-Interest Earning Assets | 1,883,892,819 | 1,178,713,131 | 2,298,496,829 | 2,350,188,926 | 950,271,632 |
| 19 | Return on Investment(ROI)(%) | 0.11 | 0.55 | (3.19) | (4.61) | 1.57 |
| 20 | Return on Assets(ROA)(%) | 0.09 | 0.49 | (2.57) | (3.64) | 1.37 |
| 21 | Income From Investments | (2,011,966) | (131,990) | 3,923,506 | (904,017) | 1,765 |
| 22 | Earnings per Share(EPS) | 0.08 | 0.43 | (2.62) | (3.49) | 1.16 |
| 23 | Operating Profit per Share | 0.31 | 1.15 | (1.43) | (3.39) | (1.95) |
| 24 | Price Earnings Ration(times) | 140.16 | 23.19 | - | - | 3.62 |
| 25 | Return on Equity(ROE) | 0.01 | 0.03 | (0.24) | (0.47) | 13.00 |