The growth of Small and Medium enterprises (SMEs) in terms of size and number has multiple effects on the national economy, specifically on employment generation, GDP growth, and poverty alleviation in Bangladesh. At present, Small & Medium Enterprise sector is playing a vital role in creation of new generation entrepreneurs and 'Entrepreneurs Culture' in the country. Experience shows that borrowers of small enterprise sector prefers collateral free loan since normally they cannot offer high value security to cover the exposure.

To facilitate SME sector of the country, First Finance Limited provides collateral free credit facilities to the small & medium entrepreneurs across the country whose access to traditional credit facilities are very limited. First finance Limited promotes small and medium entrepreneurs trough SME finance Scheme. Trading Service, Manufacturing and Cottage Industry are highly appreciable. We are providing all of your financial needs.


S.N Description
1 Entrepreneurs having a minimum of 2 years’ experience in the same line of business.
2 The business must be a going concern with minimum operational experience of 2 years.
3 Statutory Reserve

Terms and conditions (Eligibility)

S.N Description
1 Easy to apply.
2 No hidden cost involved.
3 No charges before Approval.
4 We bring fast and quality customer service at your door step.
5 Helpful environment.
6 Loan up to Tk. 05 lac collateral free.
7 Financial flexibility.
8 No compound interest.

Loan Size

S.N Description
1 Any business purpose loan from Tk. 5 0,000.00 to Tk. 25, 00000.00
2 Loan Repayment Period: Maximum 5 years.
3 Mode of Repayment: Equal monthly installments.

Service Charge

We take very low service charge.