Our History

First Finance Limited (FFL) was established in the year 1993. The company obtained permission from Bangladesh Bank as a Non-banking Financial institution on October 05, 1999 and subsequently converted into a Public Limited Company. It was listed in Dhaka Stock Exchange Chittagong Stock Exchange on October 09, 2003. Currently, the company has been offering lease financing , term loan financing, realestate and housing financing, SME financing with its 6(Six) branches in 6(six) different prime locations of the country with an objective to meet up all types of financial needs for its clients. During the past decades of its operation, FFL has played a major role in producing alternative source of term and capital asset financing to the private, commercial and SME sectors. FFL’s primary focus has been in the area of 2-5 years term financial leasing with particular emphasis on balancing, modernization, replacement and expansion of existing units. To ensure steady and long-term growth as well as to sharpen its competitive edge in an ever changing and challenging business environment. FFL always endeavors to diversity into different financial services, which have long-term prospect. As deposit products the company offers TDR (Term Deposit Receipt) and MSS (Monthly Savings Scheme) to its valuable customers. The company's Authorized Capital is Tk. 5.000.00 million divided into 500 million ordinary shares of Tk. 10 each. The Paid-up capital (including issued share) is Tk. 1,185.54 Million and the Statutory Reserve is Tk. 369.94 Million as on 30 June 2021. The issued shares comprises of Directors/Sponsors, Institutions and General Public. Our long-standing sustainability efforts are creating environmental and social value while we move forward by embracing high ethical standards, governance and transparency. FFL dreams to go further and grow bigger. Its ethos is simple: - The Company envisions its success lies in becoming the growth partner of its enterprising clients. FFL is committed to empowering lives and inspire changes in community .

Financial Highlights (Outstanding Amount in Million)

S.N. Finance Position 2015 2016 2017 2018 2019
1 Finance Lease 2,141.57 1,921.22 1,692.06 1,385.44 1,443.44
2 Term Finance 6,727.02 7,205.84 7,853.15 7,399.78 7,155.74
3 Home Loan 12.92 12.11 09.53 08.26 7.09
4 Total Assets 10,317.89 10,774.37 11,853.24 11,144.24 9,881.93
5 Long Term Liabilities 1,138.77 1,441.08 2,050.41 1,133.20 1,100.94
6 Term Deposit Balance 6,606.36 5,528.43 6,302.47 6,841.75 5,853.15